This is why I was afraid to ask an 'obvious' question. I think I phrased my question badly. I was confused by the ROLL and END boxes, because those specific computations weren't well explained while making the characters. When I look at say, the character example for Natsuki, page 34 - I see in the ...

Ok, so I've had the book for a while, and have been reading it over in preparation for a long distance game with my old group (I moved), and I've used the section on Character Creation to write up some good NPC's and whatnot. My problem lies in that when I go to actually fill out the character sheet...